Funding Available from GOV.UK
GOV.UK

Loft Insulation Grants UK 2025

With £1000s in grants for loft insulation, your home can be made warm and energy-efficient without the extra cost.

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THIS IS A GOVERNMENT-BACKED SCHEME

£1000s in Funding is available from the various GOV.UK schemes

Find out more about this scheme on the GOV.UK website

Different Funding Schemes Available for Home Insulation

With multiple different funding opportunities available to you depending on where you live, there’s a good chance you could qualify for an insulation grant.

The £1 billion Great British Insulation Scheme runs until the end of March 2026, offering up to £15,000 in grants for energy-efficient home improvements. It primarily supports homes with an EPC rating of D or below and those in lower Council Tax bands. The scheme also extends support to vulnerable households on means-tested benefits, aiming to reduce energy costs and improve home efficiency.

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​​Launched in 2013, the ECO scheme, now in its fourth iteration (ECO4), obligates large energy companies to provide free insulation grants to qualifying households. It helps reduce energy bills, increase heat retention, and lower carbon emissions by covering the cost of energy-efficient improvements for eligible households.

According to government figures over 4 million measures have been installed under the ECO Scheme and around 53% of these have been for a range of insulation types including loft insulation and cavity wall insulation.

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As a key part of the Warm Homes Plan, the Labour Government has committed with its partners to deliver a range of insulation measures, alongside other home energy efficiency improvements from 2025. The aim is to help households cut bills and reduce carbon emissions in support of the net zero 2050 target.

If your home is considered energy inefficient — with an Energy Performance Certificate rating of D to G —  the target is to improve it to achieve an EPC rating of C.

The Warm Homes: Local Grant will help low-income homeowners and private tenants with energy performance upgrades and replaces the Local Authority Delivery Scheme. Private tenants continue to be also eligible for funding support under the ECO Scheme.

Warmer Homes Scotland offers grant funding for home insulation and other energy efficiency measures to Scottish households struggling with heating costs. Eligibility extends to homeowners and private tenants who have lived in their property for at least 12 months and meet the criteria.

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The Welsh Government’s Warm Homes Programme funds insulation and energy efficiency improvements for low-income households. Delivered as part of efforts to tackle fuel poverty, the programme aims to make homes warmer and reduce energy bills across disadvantaged areas in Wales.

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Various local grants, including council grants for loft conversion, are available to help with insulation and energy efficiency improvements across the UK.  Examples include London’s Warmer Homes Grant, Nottingham’s Healthy Housing Service, and York’s Home Upgrade Grant, all aimed at low-income and vulnerable households.

Why More Homes Are Opting for Insulation?

With energy costs on the rise, these solutions offer a smart way to keep your home warm while cutting expenses.

Does This Apply to You?

Who Is Eligible for a Loft Insulation Grant?

Many households can qualify with eligibility varying by scheme. Here are the main criteria:

4 Quick and Easy Steps to Begin

Free grant funding, including GBIS and ECO4, is available to eligible households for a range of home insulation measures.

Form icon

Submit Your Info

Share some basic details to begin.

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Schedule a Free Survey

We’ll assess your home’s insulation needs.

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Install Your Insulation

Once you approve the quote (including grants), installation begins.

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Lower Energy Bills

Enjoy reduced heating costs right away.

Find Out More Information About the Grants in Your Area

There is significant funding for loft insulation grants available near your area. See if you are eligible for free funding to improve the insulation in your home and start saving on your heating bills.

Find the Right Grant Options for Your Needs

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Disabled Grants

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Landlord Grants

Pensioner grants

Pensioner Grants

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Veteran Grants

Different Types of Insulation Available

Choose from a variety of insulation types designed to enhance energy efficiency in any space.

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Spray Foam Insulation

Expanding foam that seals gaps for maximum efficiency.

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Cavity Wall Insulation

Insulation is placed in the gaps within your walls for improved warmth.

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External Wall Insulation

Exterior insulation to increase thermal performance.

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Flat Roof Insulation

Specialized insulation for flat roof structures.

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Internal Wall Insulation

Keep heat inside with internal solid wall insulation solutions. 

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Party Wall Insulation

Insulation for shared walls to reduce noise and heat transfer.

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Underfloor Insulation

Prevent heat loss through the floor with underfloor insulation.

Can I really get a free insulation grant?

Yes, insulation grants are available to eligible households under the government-backed ECO4  and Great British Insulation Schemes (formerly ECO+), with funding coming from the UK’s main energy providers.

The schemes provides funding for households to install loft insulation and other insulation types to help them improve the energy efficiency (EPC) of their homes, reduce their carbon footprint, and make savings on their heating bills. 

Eligibility is based on a number of different criteria, with some on income-based benefits likely to qualify for ECO4 funding, while low EPC households in lower Council Tax bands may qualify for GBIS funding. 

Reduce Heat Loss, Save Big on Bills

Reducing Energy Consumption

Insulation will reduce heat loss in the home reducing your demand for heating. 

Saving on Energy Costs

A better-insulated home means huge savings on your heating bills.

Lowering Your Carbon Footprint

Be a greener household by reducing the environmental impact of your household.

How Much Could You Save with Loft Insulation?

Loft insulation can prevent up to 25% of heat loss in your home and lead to a reduction in carbon footprints, with the following estimated annual savings:

Property typeAnnual SavingCarbon Dioxide Reduction/Year
Detached house£3901000kg
Semi-detached house£230600kg
Mid-terrace house£210550kg
Detached bungalow£3801000kg
Estimates from the Energy Saving Trust based on insulating  a gas-heated home with a previously  uninsulated loft with 270mm of loft insulation. Figures based on fuel prices as of July 2025.
 

Energy Bill Comparison

One of the most straightforward energy efficiency measures to install is loft insulation and this can bring significant savings on energy bills.
With effective loft insulation
E-Nergy Supplier
Without effective loft insulation
Energy bill before loft insulation

*Estimated annual saving based on a detached gas-heated house insulating a previously uninsulated loft with 270mm of loft insulation.

Real Feedback from Satisfied Homeowners

See how our service and energy performance upgrades have made a difference for homes just like yours.

Tom Doyle
Tom Doyle
Bristol
Free insulation that has really made a difference.Was able to get free funding that covered the cost of insulating my loft roof space. The insulation was installed quickly and I saw a very immediate impact on my energy bills. Highly recommended.
Sam Jones
Sam Jones
Coventry
Fantastic experience. Installers made sure to disrupt as little as possible and cleaned up before they left. 5*****
Catherine Newcombe
Catherine Newcombe
Lancaster
After an initial reluctance to apply -assuming I wouldn't qualify - I was amazed to find that I was actually eligible for funding. Within weeks my home had the previously failed cavity wall insulation replaced. This has made a significant difference to the warmth in my home and my heating bills.

Start Saving on Energy Bills Now Get Your Loft Insulation Grant

Insulation grants in the UK are a valuable opportunity to make your home more energy-efficient and reduce heating costs. With these grants, you’ll enjoy a more comfortable living space while limiting your environmental impact through carbon footprint reductions. 

This is your moment to invest in a warmer, more efficient future. Take action now – apply for your insulation grant and start experiencing the benefits today!

EPC Rating Infographic
Infographic: Energy Performance Certificate (EPC) Bands

Loft Insulation Grant FAQs

Common insulation questions answered for you.

No, you don’t need to pay the grant back. If you qualify under the ECO or GBIS schemes, the cost of the insulation installation is covered by the grant provided by major energy suppliers. The grant is designed to improve your home’s Energy Performance Certificate (EPC) rating, so eligible households receive the installation at no cost to them.

You can apply by filling out a simple online form. If eligible, a registered installer will contact you to arrange a survey. Once approved, the insulation will be installed free of charge if you receive income-related benefits. Even if you don’t qualify for a full grant, you may still get a subsidised grant to help cover the cost.

It can save you up to 25% on heating costs by preventing heat loss through the roof. Annual savings vary by property type, with estimates ranging from £210 to £390 for previously uninsulated homes, according to Energy Saving Trust estimates based on fuel prices as of July 2025.

A detached house could expect to save around £390 annually; semi-detached house could save £230; mid-terraced house approximately £210; and a detached bungalow could save £380 annually, by installing 270mm of loft insulation in a previously uninsulated loft space.

When loft insulation is installed correctly, it can last around 40 years before needing replacement. When properly installed, it ensures that you’ll continue to benefit from reduced energy bills and a warmer home over the long term.

To install loft insulation in an average-sized loft, it typically takes about 1 to 1.5 hours. For larger lofts, the process may take a bit longer, typically ranging from 2 to 3 hours. To ensure a smooth process, the loft should be free of clutter so that the installers can easily access the space and complete the insulation efficiently. 

Loft insulation is one of the most cost-effective ways to insulate a home and that is why much of the available funding goes on funding this type of insulation. According to Energy Saving Trust estimates, insulating a previously uninsulated loft in a detached home would cost around £1,100; a semi-detached property -£900; a mid-terrace house – £850; and a detached bungalow -£1,200.

If you are a successful in applying for a loft insulation grant, there is a high likelihood that the full cost of your installation would be covered by the funding. 

Latest Advice & News

Check out some of the latest insulation advice and news to help reduce your heating bills

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Free Funding to Install Home Insulation