Grants & Schemes
A squeeze on household budgets has increasingly led people to look for ways to save energy and reduce their bills. With gas and electricity prices
September 3, 2025 No Comments
Funding Available from GOV.UK
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If you have a disability and are claiming an income-related benefit you could be eligible for an insulation grant through the government’s ECO scheme or else receive support through the Great British Insulation Scheme (GBIS). These schemes were introduced to help low-income households with the costs of keeping their homes warm and improving energy efficiency, with the impact of lowering heating bills as well as the home’s carbon footprint.
Insulation grants are available to those who have a disability and are receiving a qualifying benefit whether they own their home or are a privately renting tenant. If you, or another person in your household, is claiming an income benefit, or your home is in the low-income bracket, there is a strong chance that you could qualify for a free insulation grant. This can make a big difference to you and your home, especially if it feels abnormally cold or you are struggling with heating costs.
It’s important to note that physical disabilities or a mental health condition could qualify you for a suitable replacement heating system or insulation measures.
The scheme is a useful way to provide insulation grants for disabled people and other homeowners in need of better heating methods and insulation. It is separate from a Disabled Facilities Grant which is intended to cover the cost of adaptations — to install ramps, widen doors, provide a downstairs bedroom, install heating or lighting controls etc — required for disabled people or someone with a medical condition to remain in a property.
The Energy Company Obligation (ECO) scheme puts the responsibility on the UK’s energy suppliers including British Gas, E.ON, EDF, Npower, Scottish Power, SSE for providing funding for installing high-quality insulation that will help all eligible households reduce their energy demand and keep their energy bills in check.
This is all part of a nationwide effort to lower carbon emissions in households to help meet the government’s targets for greenhouse gases and eventually achieve net zero carbon by 2050. Grants help with installing home insulation for disabled homeowners or tenants and are provided so that they have the opportunity to get new energy-saving insulation fitted for free or at a fraction of the cost. Before applying for a specific insulation grant, you should check that your home is suitable to have that type of insulation installed.
Prior to the ECO4 iteration of the scheme, there were several qualifying benefits that allowed disabled people to get access to insulation grants. However, there have been some changes to the criteria for ECO4, including those benefits that could qualify disabled people for a grant. There is now more emphasis placed on your income and income-related benefits, as a person could be disabled and have previously qualified for a grant regardless of their level of household income.
These changes do not by any means exclude disabled people from insulation grants. If you are disabled and are a low income household, or are claiming an income-based government benefit, you could be eligible for an insulation grant. Current qualifying benefits under ECO4 eligibility criteria are listed below.
Aside from means tested benefit qualification under the ECO scheme, a disabled person alternatively may be able to get free or cheaper insulation under the Great British Insulation Scheme.
Disabled homeowners, and even disabled tenants, could be eligible for support for insulation to improve their home’s energy efficiency if their home:
The funding is open to all households, and is not specifically targeted at people with disabilities, but nonetheless provides another avenue for insulation grants for disabled people. If you are a private tenant, you’ll need to get the permission of your landlord before you apply.
This financial support is free and does not have to be repaid and can help with a range of insulation measures including loft insulation, cavity wall insulation, solid wall insulation, internal wall insulation, and underfloor insulation.
There are a lot of cost saving benefits to having insulation fitted in your home. The exact level of financial benefit you will experience will vary based on a number of factors.
Some of the relevant factors include the age and type of property, the walls you have, level of current insulation, and what type of insulation you are fitting. Having high-quality insulation installed has the potential to massively reduce your expected energy bills.
For example, according to the Energy Saving Trust, as much as £410 worth of energy bill savings could be saved annually by a household in a detached property installing cavity wall insulation and around £380 with loft insulation (based on a weighted average of projected, current and recent energy price caps).
It makes sense to see if you qualify for free or cheaper insulation today, as it could seriously reduce the financial burden of high energy bills and give you a home that’s more comfortable for you. Check if you qualify for government grant support with us today, and we can even put you in touch with expert local installers who can carry out the work for you.
There are many different types of insulation available to suit any home.
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