Grants & Schemes
The ECO 4 scheme (the government’s Energy Company Obligation) is the fourth, and likely final, entry to the scheme to help qualifying households receive funding
October 3, 2023 No Comments
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If you have a disability and are claiming an income-related benefit you could be eligible for an insulation grant through the government’s ECO scheme. The scheme was introduced to help low-income households (earning less than £31,000) access affordable methods of heating that are energy efficient and will lower heating bills as well as the home’s carbon footprint.
Insulation grants are available to those who have a disability and are receiving a qualifying benefit whether they own their home or are a privately renting tenant. So, if you or another person in your household is claiming an income benefit, or your home is low-income, there is a strong chance that you could qualify for a free insulation grant. This can make a big difference to you and your home, especially if your home feels abnormally cold or you struggle with heating costs which are rising significantly this year.
The scheme is a useful way to provide insulation grants for disabled people and other domestic homes in need of better heating methods and insulation. The ECO puts the responsibility on the UK’s energy suppliers including British Gas, E. on, EDF, Npower, Scottish Power, SSE, and others to provide grants for installing high-quality insulation.
This is all part of a nationwide effort to lower carbon emissions in households to help meet the government’s targets for greenhouse gases and eventually net zero carbon. Grants help with new insulation for disabled homeowners or tenants and are provided so that they have the opportunity to get new energy-saving insulation fitted for free or at a fraction of the cost that they might not have been able to afford otherwise. Before applying for a specific insulation grant, you should check that your home is suitable to have that type of insulation installed.
Prior to the ECO4 iteration of the scheme, there were several qualifying benefits that allowed disabled people to get access to insulation grants. However, there have been some changes to the criteria for ECO4, including those benefits that could qualify disabled people for a grant. There is now more emphasis placed on your income and income-related benefits, as a person could be disabled and have previously qualified for a grant regardless of their level of household income.
These changes do not by any means exclude disabled people from insulation grants. If you are disabled and are a low income household, or are claiming an income-based government benefit, you could be eligible for an insulation grant. Current qualifying benefits under ECO4 eligibility criteria are listed below.
There are a lot of cost saving benefits to having insulation fitted in your home. The exact level of financial benefit you will experience will vary based on a number of factors.
Some of the relevant factors include the age and type of property, the walls you have, level of current insulation, and what type of insulation you are fitting, Having high-quality insulation installed has the potential to massively reduce your expected energy bills. For example, according to the Energy Saving Trust, as much as £690 worth of energy bill savings could be made by installing cavity wall insulation and around £590 with loft insulation (based on a detached property and fuel prices as of October 2022).
There are many different types of insulation available to suit any home.
There has never been a better time to take advantage of insulation funding grants
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The ECO 4 scheme (the government’s Energy Company Obligation) is the fourth, and likely final, entry to the scheme to help qualifying households receive funding
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