Grants & Schemes
A squeeze on household budgets has increasingly led people to look for ways to save energy and reduce their bills. With gas and electricity prices
September 3, 2025 No Comments
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Veterans who own their homes, or are private tenants, could qualify for a free insulation grant to help them to heat their homes more efficiently, saving money on their energy bills and lowering the carbon emissions produced by their household.
Under the government’s Energy Company Obligation (ECO) Scheme, while there are no grants specifically for veterans and the armed forces community, if they are either in a low-income household, or are claiming an income-related benefit, they may be entitled to a grant that will cover the cost of installing high-quality home insulation.
Now in its fourth iteration of the scheme, ECO4 places responsibility on the main UK energy suppliers — including Scottish Power, npower, British Gas, SSE and others with over 150,000 customers — to provide the financial support grants to cover the cost of installing energy efficient insulation in domestic low-income households.
There are certain benefits specifically relating to veterans that used to be part of the qualifying criteria under previous versions of the ECO scheme — such as Personal Independence Payment and War Pensions Mobility Supplement — but these are no longer qualifying benefits under the terms of ECO4. However, even though veterans can no longer qualify for ECO funding with those benefits, there are many income related benefits that they might be claiming which would make them eligible for a free insulation grant.Qualifying benefits that mean someone in the armed forces community would be eligible for insulation grants through the current ECO4 scheme are listed below.
If you or anyone living permanently in your home is receiving one of the above benefits you could be entitled to an insulation grant. Even if you do not own your home, there is still an opportunity for you to apply for a grant if you are a privately renting tenant. As a veteran who is claiming one of the qualifying benefits, you would be the one to submit your application for funding, not your landlord, but you would still need their permission in order to go ahead with your grant application.
Installing high-quality insulation in your home will lead to noticeable savings on your annual heating bills. The level of savings will vary from household to household depending on a range of factors, including the age of your home, the type of insulation being installed, your type of property and more. However, in general, you can expect significant annual savings on your energy bills.
For example, up to £410 worth of annual energy bill savings can be made with a cavity wall insulation grant or £380 annual savings if you opt for a loft insulation grant (based on figures from the Energy Saving Trust for a detached house and using fuel prices calculated from a weighted average of projected, current and recent energy price caps).
Another important benefit to installing insulation in your home is the reduction in carbon emissions, meaning your home will run more efficiently and be much kinder to the environment. This is because the insulation will prevent heat from escaping, making your house feel warmer and reducing the need to put your heating on as frequently.
If you’re a veteran who is claiming an income-related benefit, or a qualifying household that has income below £31,000, you could be eligible to apply to get insulation installed in your property for free or at a heavily discounted price under the ECO4 scheme.
Another alternative government-backed scheme is the Great British Insulation Scheme which provides free grants for energy efficient home improvements. The scheme aims to help eligible households, including homeowners and private tenants (with the landlord’s permission), with funding for insulation measures that will bring huge savings on energy bills.
Low-income households and those living in properties with a low Energy Performance certificate (EPC) rating (D or below) could benefit from the funding. The scheme will also provide support to those in the lower council tax bands (A-D in England and A-E in Scotland and Wales).
Good insulation is also a vital element to retain heat for those who are looking to upgrade their home heating and replace an old boiler through a boiler grant, or using a heat pump grant under the Boiler Upgrade Scheme. Fill in some basic details on our enquiry form today to see if you are eligible, as a homeowner or private tenant, for an insulation grant.
There has never been a better time to take advantage of insulation funding grants
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